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This role involves assessing credit proposals for new and existing facilities, providing expert opinions to approving authorities, and ensuring the quality and timeliness of credit assessments.
Responsibilities:
- Provide credit assessment and evaluation of credit proposals
- Recommend appropriate credit proposals and terms
- Attend and present papers to credit committees
- Prepare and present credit reports
- Interrogate information to understand business parameters and risks
- Identify, quantify, and evaluate credit risks
- Provide technical support and coaching to other credit analysts
- Structure deals in line with purpose and cash inflows
- Review applications before submission for approvals
- Adhere to agreed timelines and calendars
- Attend CREDCO meetings and provide opinions
- Attend other credit-related meetings
- Review credit policy and manuals
- Utilize industry information to understand threats
- Build relationships with business counterparties
- Detect and evaluate shifts in key risk parameters
- Work with Credit Risk department for RCA testing
- Take remedial actions for deteriorating exposures
- Mentor and monitor Credit Analysts
- Keep track records of credit applications
- Respond to audit and BOT queries
Requirements:
- Business understanding of various industry sectors
- Ability to defend own judgement
- Excellent understanding of credit and associated risks
- Proven interpersonal skills
- Knowledge of Bank Credit Products
- Detailed knowledge of credit analysis techniques
- Analytical and numerate
- Communications and presentation skills
- Negotiation skills
NMB Bank Plc is an Equal Opportunity Employer. We are committed to creating a diverse environment and achieving a gender balanced workforce.
Female candidates and people living with disabilities are strongly encouraged to apply for this position.
NMB Bank Plc does not charge any fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it.
Only shortlisted candidates will be contacted.
Application Process:
To submit your application, please follow the link provided below. https://careers.nmbbank.co.tz/nmb_career/career.aspx